Your Route to Ownership
Shop from home. Choose with reassurance.
Select a vehicle online for home delivery in 5–14 days. Funds remain protected while you take 14 days to check that the car meets your needs before completing the sale.
Built around Your Peace of Mind
Know your protection before you begin
A private sale can leave you relying on an unfamiliar seller's account of the mileage, history and condition before paying without an agreed return route. Our buying process provides safeguards at each stage.
The private-sale experience
- Depending on mileage and history information from the seller
- A short test drive may leave mechanical faults undiscovered
- Funds paid without the protection of a holding account
- No agreed warranty or returns arrangement with the seller
The Central Cars experience
- Complete HPI checks and 168 inspection points assessed with advanced diagnostics
- Funds held securely until the agreed release conditions have been fulfilled
- 14 days to use the car on your usual roads before finalising the purchase
- 12 months of cover for major mechanical parts, including engine and gearbox
How Your Order Progresses
Your car purchase in four stages
Before you pay, every stage is explained in writing. Your funds then stay protected until you confirm acceptance of the car.
Choose a vehicle and ask us about it
Our online listings provide full photo galleries, detailed specifications, vehicle-history summaries and fixed prices that beat the market. When you find a car of interest, click Ask About This Car or telephone us.
- We confirm that the car is available and reply to your questions, normally within an hour
- Your purchase agreement and invoice arrive by email that day
- Buy entirely from home without an appointment, a showroom visit or pressure to proceed
Sign the agreement and make payment
With the contract signed, transfer the payment to a secure holding account. The funds remain safeguarded until your vehicle has arrived and you have accepted it.
- You receive a written breakdown before committing: the vehicle price, a fixed £200 administration charge, delivery charged at £0.30 per mile and relevant registration fees. There are no later additions to the agreed charges
- No funds are released until you accept the car at the end of your inspection period
- If you decline the vehicle, your full payment is returned directly to you
Prepare, clear and deliver the car
The clearing process begins once we receive confirmation of your payment. We finish the checks and professional preparation, then send your car on a fully insured transporter, so transport does not add driving miles to the odometer.
- Delivery takes 5 to 14 days from confirmation of payment, and we update you as the order progresses
- We deliver throughout mainland UK at £0.30 per mile
- The keys and all paperwork are handed over with the car, including registration documents, the inspection report and HPI certificate
Take 14 days to explore your choice
On the day your car arrives, the 14-day test and inspection period starts. Try it on your commute, see how it suits your family or arrange a check with your own mechanic. Insurance applies throughout this time.
- Confirm your acceptance when you are happy to complete the transaction and take ownership
- You may reject the vehicle for any reason if it is not suitable, without financial risk
- Our team arranges collection and makes your full repayment promptly, with no restocking charge or dispute
The Basis of Our Pricing
Why our cars offer this value
A large share of our vehicles comes directly from bank and lease repossessions, often recovered early in their useful life. Banks favour a timely sale over maximising profit. This lets us price around recovery and preparation costs, instead of seeking the highest possible retail price.
- The same checks, whatever the source — every vehicle, including a repossession, must pass our 168-point diagnostic inspection before listing.
- History supported by checks — we obtain HPI information, compare mileage with the national register and ensure finance is cleared before delivery.
- Warranty for the first 12 months — major mechanical parts, including engine and gearbox, are covered.
- A full 14 days to assess your choice — the two-week guarantee gives you time to experience the car and its value yourself.
If You Choose Not to Keep It
Returning your car is a clear process
A car that differs from its description or simply does not fit your needs can be returned at no cost through these three stages.
1. Let our team know
Contact us by telephone or email during the 14 days. There is no need to find a special form or explain your reasons; let us know you do not want to keep the vehicle.
2. Agree the collection arrangements
We prepare the return agreement and organise a transporter to collect from your address. You do not have to travel or arrange transport yourself.
3. We return your payment
The full payment is promptly released back to you from the holding account, without restocking fees or disputes.
Part of Every Purchase
What comes with your car
Insured while travelling and while you inspect
Full cover applies during transport and continues for your complete 14-day inspection period.
A written price with all fees included
Before signature, your agreement sets out the car price, fixed £200 administration fee, delivery at £0.30 per mile and any applicable registration costs. Nothing is added after you sign.
12 months of mechanical protection
Warranty cover for major components, including the engine and transmission, comes with every car and is supported by a nationwide repair network.
All documents supplied at handover
The car arrives with its keys, registration documents, seven-page inspection report and HPI certificate, so the paperwork is provided together.
Useful Questions and Answers
Find the details you need to know
Choose a car for the life you lead
Consider hundreds of inspected, warranty-covered vehicles priced 30–60% below retail. Benefit from secure payment, insured delivery in 5–14 days and 14 days to make your decision.